User Agreement

Terms of Service

Last Updated: November 2026

1. Acceptance of Terms

By accessing or using ToolKit (https://toolkit.shoaibnasir.me), you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you should discontinue use of our calculators and services.

2. Educational & Informational Purpose Only

The formulas, financial projections, return rates, and health calculations provided across our website are for educational, informational, and personal estimation purposes only.

  • Financial Calculations: Results from the AI ROI Calculator, Hourly Rate Calculator, and SIP Investment Calculator do not represent formal financial advisory, tax filing preparation, or investment guarantees.
  • Health Calculations: Results from the Body Mass Index (BMI) Calculator do not constitute formal medical diagnosis, clinical treatment plans, or dietetic counsel.

3. Intellectual Property

The website design, codebase, graphic styling, and original content on ToolKit are the intellectual property of Shoaib Nasir. You may not clone, scrape, or redistribute substantial portions of this website without prior written authorization.

4. Limitation of Liability

Under no circumstances shall ToolKit or its creators be held liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use the tools or reliance on any estimation produced by our software.

5. Modifications to Terms

We reserve the right to revise these Terms of Service at any time. Continued use of the platform after changes are posted constitutes acceptance of the modified terms.